Admin fee is charged on your statement balance (excluding fee and interest). Admin fees are personalized and range from 0% to 6.49%. Check your admin fee rate in your statement.
Scenario 1: You spent for the first time
- Your admin fee rate is 3.99%
- You spent Rp1.000.000 on 7 May
- Your admin fee on the 16 May statement = 3.99% x Rp1.000.000 = Rp39.900
Scenario 2: You didn't pay your last statement and haven't spent since.
- Your admin fee rate is 3.99%
- You spent Rp 1.000.000 on 7 May
- You didn’t make a repayment of Rp1.039.900 on the 16 May statement
- Your admin fee on the 16 June statement = 3.99% x Rp1.000.000 = Rp39.900
Although you didn’t make any purchases in June, an admin fee of Rp39.900 is charged on your June statement because you didn’t pay your May statement in full.
Important notes
Admin fees are charged based on your personalized rate on the principal balance. The current Rp150.000 admin fee cap per month will be lifted on 16 August 2024, which may raise the admin fee.
