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How to use a credit card responsibly

To get the most out of your credit card, remember to do the following:

  • Don't spend more than you can pay back.
  • Pay your credit card statement by the due date. Paying at least the minimum payment will maintain your credit history and allow you to keep making purchases.
  • Keep in mind that the more you pay off your statement balance, the less interest you will be charged. You can check how much interest you will pay in the Honest app.
  • If you can’t pay your minimum due, please reach out to us so we can help you come up with a plan.
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