Honest Card
The credit card you’ll love
Get up to Rp100 million credit limit
What is Honest Card?
Honest Credit Card makes spending effortless. Apply and manage with ease through the Honest app.
5 minutes to apply
Access card number securely only from the app
Use it in 90+ million online and offline merchants
No fees
When you pay in full & on time
Can't pay in full? Pay at least the minimum due with an admin fee. All other fees are Rp0.
Pay for everything
Shop anywhere Mastercard® credit cards are accepted. In Indonesia and worldwide.
- Groceries
- Transport
- E-commerce
- Dining
- Gas station
- Retail shop
Honest Credit Card promo
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments. Use the app to choose how much to pay.
The safer card
The first numberless credit card in Indonesia.
Lock your card anytime from your phone.
24-hour support via WhatsApp and call.
Honest Credit Card review
Thank you, Honest. The application process was very easy, quick approval, fairly high initial limit, easy activation, and the welcome call was very communicative.
The best app and the process is very easy. I just clicked around, filled in my personal info, and it got approved. Alhamdulillah, and during activation, I had a video call with an Honest operator who was very polite and extremely helpful, especially for someone like me who's using a credit card for the first time.
The registration was quite easy, and after the video call with the staff, she clearly explained the details, what needed to be done, and gave a warning about potential scams claiming to be from Honest. Thank you.
Thank you to the Honest team for providing such an easy-to-understand explanation (during the welcome call) 🙏 Excellent service from the Honest team. The requirements are simple and don’t make it difficult for those of us who want to apply.
The application process from registration to approval was very fast. Even though the basic limit is small, it’s enough for my online transaction needs. I’m impressed by the customer service treatment, very friendly and truly service-minded.
The customer service is very friendly, and the application process is fast. The Honest team explained the card benefits and how to avoid scams in great detail. Awesome, wishing Honest continued growth and success. Recommended!
The application process was smooth and easy. I spoke with an operator during the welcome call who provided complete and clear information about the features and security of the app, and made sure I understood everything that was explained. Thank you for the excellent service.
The process was quick and smooth, from application to phone verification, and now I’m just waiting for the card to arrive and be activated. The limit given is quite small, just a single-digit 😁 so for now I’ll use it as an alternative for small treats. Once the limit increases, then I’ll use it for other shopping needs. Thanks Honest 🙏🏻
Fast application, friendly service. Even though the limit is small, it really helps me with transactions. The explanation provided was clear enough to help avoid scams. Thank you Honest.
The application was quite easy, and I got a limit that I think is sufficient for daily shopping needs. The Honest team was also friendly, explained things clearly and in a way that was easy to understand.
Simple application
You can apply if you are an Indonesian citizen aged 21 years or older, and have a minimum monthly income of Rp 3 million.
Download the Honest app.
Apply 100% in the app.
Get approved in as fast as 2 hours.
Any questions about Honest Credit Card?
What is Honest Credit Card?
The Honest Credit Card is issued by PT Honest Financial Technologies. Honest is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia (BI).
Why choose an Honest Credit Card
Apply in just 5 minutes
Sign up and apply for your Honest credit card quickly and hassle-free.
Accepted at 90 million shopping locations
Enjoy the convenience of online and offline shopping anytime, anywhere.
Flexible payments
Set your payment time and amount according to your needs.
No hidden fees
No more worries. With the Honest credit card, you only be incurred one fee. There are no annual fees and no other charges, including stamp duty, over-limit or limit increase fees, and card replacement fees.
0% interest
Get 0% interest when you pay off your balance on time through the Honest app.
The first "Numberless" card in Indonesia
You can view your card number and important details like the expiration date and CVV/CVC in the Honest app. You can also lock your card anytime if it's lost or misplaced.
Where can the Honest Credit Card be used?
Whatever you need, pay for everything with the Honest credit card. Whether in Indonesia or anywhere else in the world, you can shop at various locations that accept Mastercard®.
What are the requirements for applying for the Honest Credit Card?
Ensure you are an Indonesian citizen aged 21-65 years with a minimum monthly income of IDR 3 million and have an active Whatsapp number
How to get the Honest Credit Card?
Easy transactions with high limits are within your reach. Download the Honest App and apply now on Google Playstore.
What features does the Honest Credit Card offer?
The credit card features of the Honest Credit Card make buying anything easier and more practical, giving you the freedom to set your bill payments as you wish.
How to get cashback and rewards from the Honest Credit Card?
Currently, the Honest credit card does not offer cashback and rewards programs for every purchase. But don't worry. The Honest credit card has other attractive advantages. Explore various promotions and enjoy savings from your favorite merchants!