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Honest Card

The credit card you'll love

Up to Rp 100 million credit line.
Apply now
PT Honest Financial Technologies is licensed and supervised by
Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI)

Why Honest Card?

5 minutes to apply.

90 million places to shop. Online and offline.

Flexible repayments. Pay whenever and whatever you want.

Apply now

No hidden fees. Ever.

Pay a low admin fee only if you use your card. All other fees are Rp0.

Annual fees

Rp 300.000

Rp 0

Late fees

Rp 100.000

Rp 0

Foreign transactions fees

Rp 50.000

Rp 0

Payment fees

Rp 15.000

Rp 0

Stamp Duty fees

Rp 10.000

Rp 0

Overlimit fees

Rp 300.000

Rp 0

Credit limit increase fees

Rp 50.000

Rp 0

Card replacement fees

Rp 75.000

Rp 0

Learn more

Pay for anything

Shop anywhere Mastercard® credit cards are accepted. In Indonesia and worldwide.
Groceries
Transport
E-commerce
Dining
Gas station
Retail shop

Promos

See more promos
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments.Use the app to choose how much to pay.
Rp
7.000.000
3.800.000
128.000
Rp0
RP83.444
RP110.835
Tidak ada bunga.
Bunga dikenakan pada 16 Jul 2023.
Pelajari lebih lanjut
Total
tagihan
Pembayaran
minimum
Pembayaran
seluruh
transaksi
Membayar sesuai total tagihan tidak akan
dikenakan biaya bunga.
Membayar lebih dapat mengurangi biaya
bunga kamu.
Kartu akan diblokir apabila kamu membayar
kurang dari pembayaran minimum.
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments.Use the app to choose how much to pay.
Rp
7.000.000
3.800.000
128.000
Rp0
RP83.444
RP110.835
Tidak ada bunga.
Bunga dikenakan pada 16 Jul 2023.
Pelajari lebih lanjut
Total
tagihan
Pembayaran
minimum
Pembayaran
seluruh
transaksi
Membayar sesuai total tagihan tidak akan
dikenakan biaya bunga.
Membayar lebih dapat mengurangi biaya
bunga kamu.
Kartu akan diblokir apabila kamu membayar
kurang dari pembayaran minimum.

The safer card

The first numberless credit card in Indonesia.

Lock your card anytime from your phone.

24-hour support via WhatsApp and call.

Apply Now

Why thousands of Indonesians
love their Honest Card

August 17, 2024

The fastest credit card application process I've ever experienced, with interesting features, very easy to use.

Yogi Darmadi

August 14, 2024

A great credit card app; installment payments can also be made according to your ability 👍👍

Ahmad Faisal

August 12, 2024

The Honest credit card is very simple, easy, trustworthy, and most importantly, extremely secure. This is because it's not just about the physical card, but the main control is through the app provided by Honest.

Patul Rosad (Afatar)

August 11, 2024

Honest app is easy to access with simple figures but informative. The approval process took less than 24 hours in me. The card information and guidance are well-informed through the first call with Honest CS-Fitri. Can't wait to see my purple card. Thank you, Honest!

Fitriyanti Yeni

August 8, 2024

It's my first time applying for a credit card with a fast process, quick service, and informative assistance, as everything was explained directly via video call.

Juli Prayitno

July 26, 2024

This app really easy to use and apply, also the security information from user can't be given or inform to employees at honest the great user protection from scam.

Jos Almeida

June 20, 2024

I experienced the security system Honest credit card is awesome with latest features and develop technology is using mind blowing.

Jahangir Alam

April 24, 2024

Easy, humble, and clear explaination by Dija. Want to have credit card? Apply Honest, easy and no hassle.

Rien Dani

April 22, 2024

The application system is easy to use, submission is quite fast from starting the application, approval then sending the card, the card activation process is relatively easy, the welcome call feature is interesting, the face to face VC format with the Honest team makes everything clear, makes interaction easy and free to ask questions.

Jonathan Yang

August 17, 2024

The fastest credit card application process I've ever experienced, with interesting features, very easy to use.

Yogi Darmadi
August 14, 2024

A great credit card app; installment payments can also be made according to your ability 👍👍

Ahmad Faisal
August 12, 2024

The Honest credit card is very simple, easy, trustworthy, and most importantly, extremely secure. This is because it's not just about the physical card, but the main control is through the app provided by Honest.

Patul Rosad (Afatar)
August 11, 2024

Honest app is easy to access with simple figures but informative. The approval process took less than 24 hours in me. The card information and guidance are well-informed through the first call with Honest CS-Fitri. Can't wait to see my purple card. Thank you, Honest!

Fitriyanti Yeni
August 8, 2024

It's my first time applying for a credit card with a fast process, quick service, and informative assistance, as everything was explained directly via video call.

Juli Prayitno
July 26, 2024

This app really easy to use and apply, also the security information from user can't be given or inform to employees at honest the great user protection from scam.

Jos Almeida
June 20, 2024

I experienced the security system Honest credit card is awesome with latest features and develop technology is using mind blowing.

Jahangir Alam
April 24, 2024

Easy, humble, and clear explaination by Dija. Want to have credit card? Apply Honest, easy and no hassle.

Rien Dani
April 22, 2024

The application system is easy to use, submission is quite fast from starting the application, approval then sending the card, the card activation process is relatively easy, the welcome call feature is interesting, the face to face VC format with the Honest team makes everything clear, makes interaction easy and free to ask questions.

Jonathan Yang

Simple application

You can apply if you are an Indonesian citizen aged 21 years or older, and have a minimum monthly income of Rp 3 million.
1

Download our app.

Available on the Google Play.

2

Apply 100% in the app.

All you need is your KTP.

3

Get a decision within one day.

Approved customers can start spending right away.

Apply now

Learn more

Any questions about Honest credit card?

What is Honest Credit Card?

The Honest Credit Card is issued by PT Honest Financial Technologies. Honest is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia (BI).

Why choose an Honest Card?

Apply in just 5 minutes

Sign up and apply for your credit card  quickly and hassle-free.

Accepted at 90 million shopping locations

Enjoy the convenience of online and offline shopping anytime, anywhere.

Flexible payments

Set your payment time and amount according to your needs.

No hidden fees

No more worries. With the Honest credit card, you only be incurred one fee. There are no annual fees and no other charges, including stamp duty, over-limit or limit increase fees, and card replacement fees.

0% interest

Get 0% interest when you pay off your balance on time through the Honest app.

The first "Numberless" card in Indonesia

You can view your card number and important details like the expiration date and CVV/CVC in the Honest app. You can also lock your card anytime if it's lost or misplaced.

Where can the Honest Card be used?

Whatever you need, pay for everything with the Honest credit card. Whether in Indonesia or anywhere else in the world, you can shop at various locations that accept Mastercard®.

What are the requirements for applying for the Honest Credit Card?

Ensure you are an Indonesian citizen aged 21-65 years with a minimum monthly income of IDR 3 million and have an active Whatsapp number

How to get the Honest Credit Card?

Easy transactions with high limits are within your reach. Download the Honest App and apply now on Google Playstore.

What features does the Honest card offer?

The credit card features of the Honest Credit Card make buying anything easier and more practical, giving you the freedom to set your bill payments as you wish.

How to get cashback and rewards from the Honest card?

Bagaimana caranya untuk mendapatkan cashback dan rewards dari kartu Honest? Saat ini, kartu kredit Honest belum menawarkan program cashback dan rewards untuk setiap pembelianmu. Tapi, tidak perlu khawatir. Kartu kredit Honest mempunyai keunggulan lain yang sangat menarik. Telusuri beragam promo-promo dan nikmati hemat nya belanja dari merchant favoritmu!
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