Honest Card
The credit card you’ll love
Get up to Rp100 million credit limit
What is Honest Card?
Honest Credit Card makes spending effortless. Apply and manage with ease through the Honest app.
5 minutes to apply
Access card number securely only from the app
Use it in 90+ million online and offline merchants
No fees
When you pay in full & on time
Can't pay in full? Pay at least the minimum due with an admin fee. All other fees are Rp0.
Pay for everything
Shop anywhere Mastercard® credit cards are accepted. In Indonesia and worldwide.
- Groceries
- Transport
- E-commerce
- Dining
- Gas station
- Retail shop
Promo
0% interest
When you pay in full & on time
No need to choose 3, 6 or 12 months installments. Use the app to choose how much to pay.
The safer card
The first numberless credit card in Indonesia.
Lock your card anytime from your phone.
24-hour support via WhatsApp and call.
Why thousands of Indonesians love their Honest Card
The whole application process is surprisingly smooth. As a new user, I'm pretty impressed with the Honest CS' courteous efforts to educate safety. I've used other credit cards before, and I can say this is the first time I saw the CS take this much effort. I hope they will keep up with this good service in the future.
The application process was quick, easy, and responsive. The video call service with Ridwan was also great. He was friendly, patient, and explained clearly what important things to pay attention to. Thank you, Honest. I hope it can help with the mobility needs of my business going forward.
A new and attractive features for a credit card in Indonesia. I started to search more information about it and submitted an application. Definitely a much easier process. Approval was really quick as advertised on social media. To activate the card you need to do a verification video call, and Adi was excellent at giving me all the details about how to navigate around using my card.
Apply for a card quickly and so easily, the verification process is very easy and fast with video call verification. The agent is very friendly and informative. So easy to understand how to explain to me.
A credit card that offers various benefits to its users. This card is easy to apply for through the app, with a simple and fast process. The application can be completed in 5 minutes, and the decision is given in one day. It makes it easier for users to handle routine payments for daily needs.
Smooth onboarding process, fast approval, great customer care/service from Rio who was very friendly and helpful answering my questions. Thank you!
The application process was super quick and easy. During the video call for activation, the customer service explained various things, especially the rise of scams, to remind us to always be careful. Really taking care of their customer.
Very fast service. Easy to use. With a credit card I can manage my finances.
It was very easy to apply for the Honest credit card. The process was fast and straightforward. The credit limit was also quite high for a new application. The staff was friendly and kind during the card activation process. Trusted! Unlike other credit card ads out there!
Simple application
You can apply if you are an Indonesian citizen aged 21 years or older, and have a minimum monthly income of Rp 3 million.
Download the Honest app.
Apply 100% in the app.
Get approved in as fast as 2 hours.
Any questions about Honest credit card?
What is Honest credit card?
The Honest Credit Card is issued by PT Honest Financial Technologies. Honest is licensed and regulated by the Financial Services Authority (OJK) and Bank Indonesia (BI).
Why choose an Honest credit card
Apply in just 5 minutes
Sign up and apply for your Honest credit card quickly and hassle-free.
Accepted at 90 million shopping locations
Enjoy the convenience of online and offline shopping anytime, anywhere.
Flexible payments
Set your payment time and amount according to your needs.
No hidden fees
No more worries. With the Honest credit card, you only be incurred one fee. There are no annual fees and no other charges, including stamp duty, over-limit or limit increase fees, and card replacement fees.
0% interest
Get 0% interest when you pay off your balance on time through the Honest app.
The first "Numberless" card in Indonesia
You can view your card number and important details like the expiration date and CVV/CVC in the Honest app. You can also lock your card anytime if it's lost or misplaced.
Where can the Honest credit card be used?
Whatever you need, pay for everything with the Honest credit card. Whether in Indonesia or anywhere else in the world, you can shop at various locations that accept Mastercard®.
What are the requirements for applying for the Honest credit card?
Ensure you are an Indonesian citizen aged 21-65 years with a minimum monthly income of IDR 3 million and have an active Whatsapp number
How to get the Honest Credit Card?
Easy transactions with high limits are within your reach. Download the Honest App and apply now on Google Playstore.
What features does the Honest Credit Card offer?
The credit card features of the Honest Credit Card make buying anything easier and more practical, giving you the freedom to set your bill payments as you wish.
How to get cashback and rewards from the Honest Credit Card?
Currently, the Honest credit card does not offer cashback and rewards programs for every purchase. But don't worry. The Honest credit card has other attractive advantages. Explore various promotions and enjoy savings from your favorite merchants!