How to apply for an Honest credit card

Get a credit card online & free

Applying via the Honest app takes only 5 minutes. Give it a try!

Download the Honest app from the Google Play Store.

Enter your WhatsApp number & have your KTP ready for verification.

Fill in your personal details accurately for a smooth application process.

Submit your credit card application and get a decision in as little as 2 hours.

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Requirements for applying for an Honest Card

Indonesian Citizen (WNI) aged 21 years or older.
Active WhatsApp number for verification in the Honest app.
Minimum income of Rp3 million per month.

Indonesian Citizen (WNI) aged 21 years or older.

Active WhatsApp number for verification in the Honest app.

Minimum income of Rp3 million per month.

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Activate your card and start spending

Got the approval? Time to set up your account in the Honest app.
1

Review your assigned credit limit and fees.

2

Enter your delivery address for free card delivery.

3

Complete a welcome call through the Honest app.

4

Activate your card by scanning the QR code.

5

Congrats! Your card is ready to use.

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How to create an Honest credit card online

Are there any fees for creating an Honest credit card?

Honest Card is a FREE online credit card. You can download the Honest app and apply for a credit card without any registration fees. Once the card is active, there will be a monthly admin fee adjusted to the bill amount. Additionally, the Honest Card does not have annual fees or other fees such as stamp duty or limit increase fees, etc.

Is my information safe when applying for an Honest credit card online?

Yes, of course. Honest is licensed and supervised by Bank Indonesia and the Financial Services Authority (OJK). So, you don't need to worry, we protect your personal information as best as possible according to applicable regulations.

What should I do if I encounter problems during the Honest credit card application process?

If you encounter any issues when registering and applying for an Honest credit card, contact our Customer Service through the app or call 0800-1-101-101 (toll-free), WhatsApp Chat at 081119191101, or +62-21-50867077 for international calls. The Honest team is ready to assist you anytime.

Is there a time limit to complete the Honest credit card application?

There is no time limit to complete the Honest credit card application process. You can apply and complete the application anytime. However, we recommend completing the credit card application as soon as possible so you can enjoy various transaction conveniences.

How do I upload documents when creating an Honest credit card?

Uploading documents in the Honest app is very easy. Just follow the instructions in the app when it directs you to take a photo of your ID card and payslip.
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