Most credit cards charge a membership fee or an annual fee. Honest Card is different! There’s only one monthly admin fee based on usage, which gets refunded 100% when you pay your bill in full every month.
Benefits of Honest’s fee refund program
A reward for responsible usage
Use the card for free
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Earn rewards by building responsible credit habits—pay your bill in full and on time.
Your choice! Pay in full to avoid fees, or pay partially with a one simple admin fee based on your usage.
Enjoy transactions without worrying about burdensome credit card fees and interest rates.
A reward for responsible usage
Earn rewards by building responsible credit habits—pay your bill in full and on time.
Use the card for free
Your choice! Pay in full to avoid fees, or pay partially with a one simple admin fee based on your usage.
Save more
Enjoy transactions without worrying about burdensome credit card fees and interest rates.
How to use Honest credit card without fees
1
Apply for Honest Card and get approval in as fast as 2 hours
2
Receive and activate your card
3
Use Honest Card for daily transaction, then pay your bill in full before the due date.
4
The admin fee will be refunded 100% automatically 4 days after the due date.
FAQs about Honest credit card fees
Does Honest Card really have no admin fees?
Yes, admin fee is 100% refundable when you pay your bill in full and on time each month. Honest Card only charges a single admin fee based on your bill amount.
How do I get the admin fee refunded?
Simply pay your credit card bill in full before the due date, and the admin fee will be automatically refunded 3 days after the due date.
Will I get admin fee refund if I pay partially?
No, if you don’t pay in full, the monthly credit card fee will still apply. This fee is adjusted based on the remaining bill amount. Learn more about admin fees.
Does Honest Card have an annual fee?
No! Honest Card has no annual fees, no monthly credit card fees, and no interest charges.
