5% Honest Cashback up to Rp4 million

Promo period: The promotion is valid from 1 April-31 May 2025.

Promotion mechanic:

1. 5% cashback will be calculated from the total purchase value posted on the statement during the promotional period. Overpayment made by customers will not be calculated as total purchase value.
2. The maximum cashback amount is IDR 4,000,000 per customer throughout the promotion period or the customers’ current limit, whichever is the lowest.
   
   1. Example 1: A customer has IDR 1 million of credit limit and overpay IDR 99 million and spends IDR 100 million. Since the cashback calculation excludes the overpayment and is capped at the customer's current limit, the customer will only receive the cashback in the amount of IDR 1 million, instead of 5% of the actual spend of IDR 100 million. 
   2. Example 2: If the customer has received the total cashback in the amount of IDR 4,000,000 before the expiration date of the promotion period, the customer is not eligible for any cashback for the remaining promotion period as the maximum cashback amount for the customer has been fully redeemed.

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3. 5% cashback will only be provided for customers who paid at least the minimum due payment by the due date.
4. 5% cashback will be provided as a statement credit within 1 to 30  days after the due date of every statement month during the promotional period.
   
   1. Example 1: New customers who make transactions between 1-12 April will receive 5% cashback in the form of statement credit when at least the minimum due payment is made by the due date printed on the April statement. The credit will be posted within 1 to 30 days from the due date printed on the April statement, this will likely be posted on the May statement. 
   2. Example 2: New customers who make transactions between 17-31 May will receive 5% cashback in the form of statement credit when at least the minimum due payment is made by the due date printed on the June statement. The credit will be posted within 1 to 30 days from the due date printed on the June statement, this will likely be posted on the July statement. June is the final billing period in which eligible transactions can be recorded for cashback under this promotion.

Eligibility: 

3. Valid for new customers who are approved for an Honest Card during the promotion period. 
4. New customers who are approved with a registration fee are not eligible for this promotion.
5. Eligible for transactions using Honest Card at merchants within the Mastercard network during the promotion period.
6. Transactions eligible for cashback are transactions that are authorized and posted during the promotion period. Transactions authorized and posted outside of the promotional period will not be eligible for cashback. 
   
   1. The final transactions eligible for cashback are transactions authorized and posted on 31 May 2025.
7. Cashback will not be applied to fees, interest, payments, returns, or any other credits or non-purchase debits. Honest reserves the right to exclude amounts from refunds, cancellations, and returns made during the promotional period from eligible amounts for cashback.
   
   1. Example: A customer makes a Rp100,000 purchase transaction on 7 April and a purchase refund of Rp30,000 on 10 April. On 15 April, cashback is eligible at 5% of Rp70,000 (maximum Rp14.000).
8. No minimum spend is required during the promotion period.

Customer responsibility: Customers are required to read and understand the terms and conditions of this program. By participating in this promotion, customers are deemed to be understood and have agreed to all Terms and Conditions as set out herein.

Further rnformation: For any questions or further information, please contact Honest's WhatsApp Customer Care at +62811-1919-1101.

Other conditions: Honest reserves the right to update, pause, or terminate the promotion at any time through any channel without prior notice. Honest advises the customers to read and visit these Terms and Conditions from time to time.  Any misuse or fraud related to this promotion will lead to disqualification. 

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Warning

Customers should be cautious of fraud attempts by individuals posing as Honest representatives. Any fraud or other criminal activities conducted by third parties or individuals claiming to represent this program are beyond Honest's control. Do not share personal data such as card number, expiration date, PIN, OTP, and CVC number with anyone.

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