What are the costs of using the Honest card?

If you consistently pay your statement in full and on time, then there are no costs! You don’t even have to pay common fees like late fees.

The only two costs that you will have to pay, if you don’t pay in full and on time, are the admin fee and interest.

Check your interest charge and admin fee on your statement

1. Log in to Honest app.
2. Press the “Statements” button.
3. Select the statement you wish to review.
4. The interest charge and admin fee are shown on your statement.

Check your estimated interest charge for your next statement

1. Log in to Honest app.
2. Press the “Pay” button.
3. Use the slider to see your estimated interest based on the amount you want to pay.
   Note: Interest is only charged if you do not pay your statement balance in full by the due date.

Important notes

Admin fees are charged  based on your personalized rate on the principal balance. The current Rp150.000 admin fee cap per month will be lifted on 16 August 2024, which may raise the admin fee.

More questions about fee and interest

How is admin fee charged?

How is interest charged?