Paying at least the minimum due amount will maintain your credit history and allow you to keep making purchases. Minimum due is equal to the highest of the following three options:
- 5% of the statement balance plus any over limit amount and any past due amounts, or
- Total of admin fee and interest, plus any over limit amount and any past due amounts, or
- Rp.20,000,- whichever higher.
However, if the Statement balance is less than the above calculated amount, then the minimum payment amount equals the Statement balance.
Examples:
- A Statement balance of Rp.1,000,000 with admin fee of Rp.44,000,- will have a minimum due amount of Rp.50,000,-
- A Statement balance of Rp.120,000 with admin fee of Rp.30,000,- will have a minimum due amount of Rp.30,000,-
- A Statement balance of Rp.20,000,- will have a minimum due amount of Rp.20,000,-
