The Honest Credit Card offers a maximum credit limit of up to IDR 100 million based on your salary and credit score. However, you can also grow your limit automatically by:
Using your Honest credit card regularly to make transactions
Paying at least the minimum amount on time
By following these steps, you will build a strong credit history, which will allow you to be considered for an automatic credit limit review. Do note that any increase will depend on various factors, including your history with Honest and other institutions. Learn how to increase your credit score in our blog.
What happens if I miss a payment?
We do not recommend paying after the due date. If you are late in paying your bill, your card will be blocked, which can negatively impact your credit score. This could affect your loan approvals and future job opportunities. Learn more about credit scores in our blog.
How can I dispute an unrecognized transaction?
If you spot a transaction you don't recognize, contact our Customer Service team right away via WhatsApp at +6281119191101 to file a dispute. We'll help you investigate and resolve the issue.
Does Honest provide online loans?
Honest does not offer personal loans online. As we are not an online loan platform, we cannot offer cash loans. The Honest Card is a credit card for online and offline transactions with the ability to manage monthly payments with the Honest app.
