Get to Know Honest Credit Card Rewards, Perfect for Shopaholics

What are rewards points on a credit card?

If you’re already familiar with credit cards, you’ve probably heard about Reward Points — a feature commonly offered by many credit cards. But if you’re new to credit cards, this might be your first time learning about Reward Points.

Most credit cards come with special programs or credit card features, and one of them is the Rewards Points program. Rewards credit card points are a loyalty feature usually offered by banks.

How does it work?
Every transaction you make earns you points that can later be redeemed for credit card rewards like discounts, credit card cashback, or certain products.

What’s the problem?

• Points are often hard to collect if your transaction amount is small.
• There’s usually an expiration date for the points, forcing you to redeem them quickly.
• The reward options don’t always match what you actually need.

Imagine this: You just finished your monthly shopping and suddenly receive a notification: “Congrats! You’ve earned more points.” Sounds exciting, right? But what if those points aren’t enough to redeem anything? It feels like collecting loose change that you can’t actually use right away. The conclusion: Rewards points are great, but not always practical for everyone.

So, what about the Honest Credit Card? Does Honest Credit Card offer a rewards points program?

Does the Honest Credit Card have reward points? 

Frankly, Honest believes that transparency and simplicity come first before points collection. So although Honest does not use a reward points system, you still have lots of benefits to enjoy. 

Having Honest Credit Card, you will not get hassle: 

• Enjoy a full refund of the admin fee when you pay your bill in full and on time — a reward for smart and responsible credit card users.
• The limit automatically increases every month as a reward for your consistent, on-time payments.
• Get discounts directly by using credit card promos when you shop without having to wait for collected points. 
• Flexible promos relevant to your daily needs, discounts for restaurant, hotel, flight, also online shopping promos at Shopee and Tokopedia.

Honest Credit Card promos can be easily accessed directly from the Honest app. Although Honest does not have credit card reward points, you can still shop smart on a budget every time.

Besides discounts, transacting is also easier with a contactless card from Honest. 

The benefits of using Honest Credit Card compared to a reward points credit card

Honest believes that transparency is essential. So, no more collecting drama points. Here are several reasons why Honest is better than the others: 

Get discount immediately

No more waiting time for collecting reward or bonus points! With your Honest Credit Card, you can enjoy promos and discounts right away:

• Restaurant discounts: Dine in with your friends or family and affordable. 
• Shopping cashback: Get a cashback for any Shopee and Tokopedia transaction. 
• Travelling promos: Affordable holiday or business travelling transport ticket.

You can apply and feel the effects of discounts and cashbacks immediately as your transaction becomes practical and economical. 

No annual fee

Generally other credit cards charge a high annual fee, however, Honest is different. Imagine owning a credit card without any high annual fee. 

Fast and easy application process

Want to get a card? Super easy. You can apply for the Honest Credit Card directly through the app — no need to queue at the bank or deal with messy paper forms. Just follow the steps below:

1. Download the Honest app
   Find the Honest app on the App Store or Play Store and install it.
2. Register and verify
   Register your phone number, then prepare your ID card (KTP) for identity verification. Don’t forget to take a selfie following the app’s instructions!
3. Fill in your personal and income details
   Enter information like your ID number, full name, and income. If you have a payslip, upload it to speed up the process.
4. Agree to the terms
   Read the terms and conditions carefully, then click “Agree” if everything looks good.
5. Wait for approval
   The Honest team will process your application shortly. Once approved, you’ll get both a physical and virtual card ready to use!

Digital credit card and contactless technology 

Here are the advanced features from Honest that make your life easier:

• Digital Card: All your data is safely stored in the app — perfect for online shopping with high-level security.
• Tap to Pay: Offline transactions become super fast. Simply tap your phone on the cashier’s machine, and you’re done!

Honest Credit Card merchant partners

Have you ever thought while scrolling for food discounts or staycation and wondered “If only there were a promo that made all of this more affordable” When you have an Honest Credit Card, it won’t be just a dream, it’s reality! Honest cooperates with many top merchants so you can save your money as well as stay happy.  

• Restaurant: Lagi craving steak juicy atau sekadar kopi susu favorit? Dengan Honest, makan enak nggak bikin dompet nangis. Nikmati diskon spesial di berbagai restoran, dari yang fancy sampai yang casual. 
• Hotel: A short hotel holiday will not become a wishlist anymore. With Honest, you can get special promos for economical staycation. Mini honeymoon nor self-recharge, everything are affordable. 
• Online Shopping: If shopping at Shopee or Tokopedia is part of your “me-time”, Honest’s cashback will make your shopping experience more fun. 
• Travelling: Plan to go on holiday with an affordable ticket? Honest will give you transport promos which make your holiday not only super but also economical. 

Honest understands your changing needs. Therefore, Honest merchant promos are always updated and in line with the latest trends. Anything you need, there will always be one for you!

Superb tips:

• Check out the Honest app or promotion page in the Honest web page periodically. The promos are changing, who knows if one of them is your dream! 
• Make your notification on so you won’t miss any special promos. 

Download Honest App now

The more you read, the more you realize that Honest Credit Cards are different, right? Honest isn’t just a payment tool — it’s your best companion for saving money and living more comfortably. Even though an Honest credit card doesn’t offer a point or reward program, the benefits it provides are still very attractive. With Honest, you don’t need to bother collecting points just to enjoy promos. There are tons of exclusive deals — from hotel dining promos to online shopping promos — all available with Honest. That’s why Honest is the ideal choice for your daily transactions.

Want more promos?
Download the Honest app and apply for your Honest Credit Card now to enjoy exciting discounts right away. After an easy application process, you’ll receive both a physical and virtual credit card that lets you shop with amazing deals. You can get the things you need at lower prices with Honest’s credit card installment plans.

With just one app, you can access unlimited benefits anytime, anywhere.