Contactless credit card features for your convenience

Benefits of Honest's contactless credit card

Faster payments

Complete transactions in just 1 second by tapping your card or phone on a payment machine.

Maximum security

Contactless credit card transactions are protected with a unique code to safeguard your data.

More hygienic

Tap your card or phone directly on the payment machine without needing others to handle it.

How to use Honest’s contactless credit card

Using the Honest app

Open the Honest app.

Tap the “Tap to Pay” button.

Hold your phone near the payment machine.

Done! Your transaction is complete.

Note: Tap-to-Pay is currently available for Android devices with NFC functionality.

Using a physical Honest Card

Tap/insert your card on the payment machine.

Enter your card PIN.

Done! Your transaction is complete.

Terms and conditions for contactless credit cards

Domestic transactions

Transaction limit: No transaction limit or PIN required for contactless payments with Honest Card.
Merchant network: Ensure the merchant uses a contactless payment machine. Look for promotions to save more.
Transaction confirmation: Always verify the transaction amount before confirming by tapping "I agree", which timestamps the record in our system.

International transactions

Transaction limit: Limits vary by country based on local regulations.
Currency conversion: Transactions are converted to Rupiah based on the prevailing exchange rate.
Merchant network: Ensure the merchant has a contactless payment machine.
Transaction confirmation: Always verify the transaction amount before confirming by tapping "I agree", which timestamps the record in our system.

Is using a contactless credit card safe?

Yes, absolutely. Contactless technology uses strong encryption to secure transaction data. There's a limit on transactions that don’t require a PIN. However, it’s still important to keep your PIN and card information private.

Honest also offers additional perks like online shopping promos, restaurant discounts, and flight deals. Apply for a credit card easily through the Honest app now!

What should I do if my card is lost or stolen?

Stay calm! Honest’s numberless physical card keeps your information safe. For extra precaution, lock your card through the Honest app.

For assistance, contact our Customer Service via the app, toll-free at 0800-1-101-101, WhatsApp chat at 0811-1919-1101, or +62-21-50867077 for international calls. Our team is here to help 24/7.

Do all payment machines support contactless payments?

Not all payment machines support contactless payments. Look for the contactless logo

contactless

on the machine to ensure compatibility.

Are there additional fees for contactless transactions?

No extra fees for contactless payments. The costs are the same as standard credit card transactions. Feel free to use this feature after activating your Honest Card.

Can I disable the contactless feature?

No, but you can choose not to use this feature when making payments.

Honest contactless credit card

Tap, pay, done: Easy with contactless payment

What is a contactless credit card?